April 17, 2019 Monthly Luncheon

Commonwell

Presentation Summary:

Liability and an Intro to Agri-Entertainment and Agri-Tourism – Opening the farm gates to the public requires a shift in focus from production to people

Topics of this seminar include

Underwriting & Risk Control

Liability Issues Associated with Agri-entertainment/Agri-Tourism

Balancing the liability and excitement with proper risk management and tailored coverage

While the public sees fun and excitement we on the insurance side, see the liability issues… and higher policy premiums

Event Variability – Ever changing attractions and the continuous expansion of offerings as farmers strive to extend their operating season (and increase revenue)

How farmers are using their business skills to market their operations to a public who may never have been exposed to the agricultural lifestyle

Topics include:  Parking, Playgrounds, Corn/Straw Bale Mazes,Wagon Rides, Buildings (Pending Changes to Farm Building Codes) Animals, Warning Signs & Wine Tasting/Sales

Presenter Bios

Alice Van Vught – Training Specialist, The Commonwell Mutual

Underwriting & Risk Control Training Specialist

Former IIC trainer specializing in Agricultural Insurance

Former Producer specializing in Farm and Agri-business risks

Currently operates a 300+ acre Cash Crop and Cow Farm in Cameron, ON

True passion for all things agricultural

Jennifer Scott – Field Underwriter, The Commonwell Mutual

Field Underwriter for The Commonwell Mutual specializing in large agricultural risks – premiums in excess of $10k

Former Insurance Agent – focusing on commercial and agricultural risks